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What is APR? And how does it work?
By deciding to be a credit card holder, you are choosing to play the credit card game. With that, we must understand how this game is played and one way to get a better understanding is by knowing how APR works! There are multiple factors (mentioned below) that determine if your rate will go up or down which is, mainly, dependent on what is going on in the economy.
Check the links below for more information on the metrics that determine which way your interest rate will go (up or down) so you can get a better idea of what your credit card interest will be!
Fixed/Variable APR: https://tinyurl.com/ycys7aea
LIBOR: https://www.investopedia.com/terms/l/libor.asp
SOFR: https://tinyurl.com/y6ek3pw9
Prime Rate: https://www.investopedia.com/terms/p/primerate.asp
BRM Index: https://tinyurl.com/ycyayh27
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Disclaimer:
This description contains some product and service affiliate links. We may receive a small compensation if you decide to purchase a product or subscribe to a service within any of the affiliate links. However, this is at no extra cost to you at all.
Further, this video is NOT sponsored unless noted or stated otherwise.
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#APRexplained #APRmadeeasy #APRexplainedsimply
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